As Raj’s manager, I have had the privilege of witnessing his growth both professionally and personally.

Raj is committed to building trust with his clients and takes the time to understand their needs before recommending suitable solutions. His sincerity, patience and sense of responsibility have helped him establish meaningful relationships with the people he serves.

He has also shown steady progress in his business performance. What I value most is his willingness to learn, accept feedback and continually improve. His completion of the Chartered Estate Planning Adviser qualification reflects his commitment to strengthening his knowledge and providing more comprehensive advice to his clients.

Raj is dependable, supportive and works well with the team. He approaches his responsibilities with a positive attitude and can be counted on whenever support is needed.

I am proud of the progress Raj has made, and I feel blessed to have the opportunity to work with him. I look forward to seeing him continue to grow as a trusted financial practitioner and adviser.

Derrick Yip
AVP

I have known Rajan since our "A" Level class and later during our reservist training at ROC and from then we have become close friends. There are numeral memorable events.

Rajan never fails to invite me for all the various financial seminars held, recently the Estate & Wealth Planning which was an enlightening seminar. He does the annual review with me and updates me as to where I am lacking in term of my retirement planning and medical coverage.

Rajan is very approachable, and always keep us updated with the latest products and investment portfolios so that I can make a timely decision on my funds and maximise the returns. In short, I would say Rajan is Knowledgeable, Fun-to-be-with and Caring (KFC).

Kovalan L T Ramani
Accountant/ SRK Corporate Services

We are truly grateful for Raj’s kindness, understanding, and care during this incredibly difficult time. It has been so sudden to live without my spouse —everything had happened so fast. Thinking of all the great memories with her has been really difficult.

Together with both of my daughters, we are so grateful for all the work that Raj had to go through for our family. We deeply appreciate everything that he has done for us. We always pray that Allah will bless Raj with good health and prosperity. 🙏❤️

Jailani Bin Salim
Aircraft Technician